Wide Bay are Australia’s 5th largest building society. Unlike the big lenders they have no credit scoring policy, each loan is considered on it’s merits. They allow part time or casual income where you have 6 months with current employer or 12 months in the same line of work.
They will lend up to 95% LVR on purchases and will accept a gifted deposit/non-genuine savings. If you have an adverse credit history they will consider up to 90% for two telco defaults or 75% for other defaults.
